Staying Informed

While a notary is needed to execute and notarize an array of documents, a notary loan signing agent (NSA) is needed to handle the notarizations of loan documents as they pertain to real estate (selling, buying, refinance, HELOC, reverse mortages, loan modification, etc). An important thing to remember and know is that not all notaries are notary signing agents however all notary signing agents must be notaries! With that being said, let's dig in a little deeper into the role of a NSA.

A Signing Notary Agent, also known as a Notary Signing Agent (NSA), is a notary public who has received specialized training to handle and notarize loan documents—especially during real estate transactions such as mortgage closings.

Here’s a breakdown of what a Notary Signing Agent does:

 Key Responsibilities:

1. Verify Identity: Confirm the identity of signers using legal identification (e.g., driver's license, passport).
2. Witness Signatures: Watch as documents are signed to ensure authenticity.
3. Notarize Documents: Apply notarial acts (like acknowledgments or jurats) to legally validate the documents.
4. Ensure Completion: Ensure all documents are signed and dated correctly.
5. Return Documents: Send completed documents to the lender, title company, or escrow office.

 Commonly Used In:

• Mortgage loan closings
• Refinance transactions
• Reverse mortgages
• Real estate purchases or sales

Special Training:

While all Notary Signing Agents are notaries public, not all notaries are qualified NSAs. An NSA typically undergoes additional certification and background screening—often through organizations like the National Notary Association (NNA).

Who Hires NSAs?

• Title companies
• Escrow companies
• Mortgage lenders
• Signing services

In Summary:

A Notary Signing Agent is a specialized notary who handles sensitive real estate loan documents, ensuring they’re signed correctly and legally. They play a crucial role in real estate transactions but do not explain or provide legal advice—their job is to ensure accurate, legal signing and notarization.

In need of NSA for your loan closing? J.N.K. Services would love to help assist you with signing and notarizing your loan documents. Book an appointment today!